Microsoft 365 Copilot pricing (2026)
What Microsoft 365 Copilot Business (add-on) costs per seat, what you need first, and the usage and data terms that change the real price. Every line links to the vendor page. Checked 2026-10-18.
| Feature | Microsoft 365 Copilot Business (add-on) | Microsoft 365 Business Standard / Premium with Copilot (bundles) | Microsoft 365 Copilot (Enterprise) | Microsoft 365 Copilot Chat |
|---|---|---|---|---|
| Price (annual billing) | $21.00 list; shown as $18.00 promotional, per user/month, paid yearly [source] | Standard + Copilot $23.50; Premium + Copilot $32.00 per user/month, paid yearly [source] | $30.00 per user/month, paid yearly [source] | No additional cost with an eligible Microsoft 365 subscription; agents billed on a metered basis [source] |
| Price (monthly billing) | $25.20 per user/month (monthly subscription) [source] | Standard + Copilot $28.20; Premium + Copilot $38.40 per user/month (monthly subscription) [source] | $31.50 per user/month paid monthly (annual commitment) [source] | No additional cost (eligible plans) [source] |
| Seats / limits | Up to 300 seats per tenant; no minimum stated [source] | Business plans: identity management for up to 300 users [source] | Not published in current Microsoft docs (Microsoft's January 2024 announcement said no seat minimum) [source] | No per-seat purchase: available at no additional cost to Microsoft Entra users with an eligible Microsoft 365 subscription [source] |
| Requirements | A qualifying Microsoft 365 business or enterprise plan [source] | Includes the Microsoft 365 suite (email, Office apps, Teams) [source] | A qualifying Microsoft 365 enterprise plan [source] | Microsoft Entra account with an eligible Microsoft 365 subscription [source] |
| Usage limits | Unknown — not verified | Unknown — not verified | Unknown — not verified | File uploads: limits apply (no figure published on page) [source] |
| Data & training terms | Data not used to train foundation models (Microsoft enterprise page) [source] | Data not used to train foundation models [source] | Encrypted, tenant-isolated, not used to train foundation models [source] | Enterprise-grade privacy and security [source] |
| Admin & compliance | Adoption/usage analytics; inherits Microsoft 365 security and compliance [source] | Premium bundle adds Intune, Defender, Purview, Entra ID [source] | SharePoint Advanced Management, Copilot Analytics, EU Data Boundary, ISO/IEC 27018, GDPR [source] | IT controls, enterprise data protection, agent management [source] |
Compare with every other vendor on the pricing hub, or total it up in the seat-cost calculator.